:root{
    --indigo:#080876; --navy:#1A3A6E; --ink:#14203A; --slate:#4F5D77;
    --gold:#C8941F; --gold-lt:#E2B44C; --pale:#DCE6F6; --mist:#BFD9EE;
    --paper:#FBFCFE; --line:rgba(26,58,110,.16);
    --display:"Bricolage Grotesque","Helvetica Neue",Arial,sans-serif;
    --body:"Literata",Georgia,"Times New Roman",serif;
    --wrap:1180px;
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  html,body{overflow-x:hidden}
  body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);
    font-size:17px;line-height:1.68;-webkit-font-smoothing:antialiased}
  img{max-width:100%;display:block}
  iframe{max-width:100%;border:0}
  /* grid and flex children will not shrink below their widest child unless told to.
     Without this, one wide table stretches the whole column past the screen. */
  .cols{min-width:0}
  .cols > *{min-width:0;max-width:100%}
  article{min-width:0;max-width:100%;overflow-wrap:anywhere}
  article > *{max-width:100%}


  a{color:inherit}
  .wrap{width:100%;max-width:var(--wrap);margin-left:auto;margin-right:auto;padding-left:24px;padding-right:24px}

  .draft{background:#3A2E08;color:#F6E2AE;font-family:var(--display);font-size:12.5px;
    letter-spacing:.04em;padding:9px 0}
  .draft .wrap{display:flex;gap:14px;align-items:baseline;flex-wrap:wrap}
  .draft b{color:var(--gold-lt);text-transform:uppercase;letter-spacing:.12em}

  header.nav{position:sticky;top:0;z-index:60;background:rgba(251,252,254,.93);
    backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
  .nav-in{display:flex;align-items:center;gap:20px;padding-top:13px;padding-bottom:13px;position:relative}
  .brand{display:flex;align-items:center;gap:11px;text-decoration:none;margin-right:auto}
  .brand img{width:31px;height:auto}
  .brand-txt{font-family:var(--display);font-weight:800;font-size:14.5px;line-height:1.12;
    color:var(--indigo);text-transform:uppercase}
  .brand-txt em{display:block;font-style:normal;font-weight:600;font-size:10.5px;
    letter-spacing:.14em;color:var(--slate);margin-top:3px}
  nav.links{display:flex;gap:20px}
  nav.links a{font-family:var(--display);font-size:13.5px;font-weight:600;text-decoration:none;
    color:var(--navy);padding:5px 0;border-bottom:2px solid transparent;transition:border-color .18s,color .18s}
  nav.links a:hover,nav.links a[aria-current]{border-color:var(--gold);color:var(--indigo)}

  /* dropdown navigation */
  nav.links{align-items:stretch}
  .navitem{position:relative;display:flex;align-items:center}
  .dropdown{
    position:absolute;top:100%;left:-16px;min-width:252px;z-index:80;
    background:#fff;border:1px solid var(--line);border-top:2px solid var(--gold);
    box-shadow:0 14px 34px rgba(10,26,87,.13);padding:7px 0;
    opacity:0;visibility:hidden;transform:translateY(-5px);
    transition:opacity .15s ease,transform .15s ease,visibility .15s;
  }
  .navitem:hover .dropdown,.navitem:focus-within .dropdown{opacity:1;visibility:visible;transform:none}
  .dropdown a{
    display:block;padding:9px 20px;font-family:var(--display);font-size:13.5px;
    font-weight:600;color:var(--navy);text-decoration:none;border:0;white-space:nowrap;
  }
  .dropdown a:hover{background:var(--pale);color:var(--indigo)}
  .btn{font-family:var(--display);font-weight:700;font-size:14px;text-decoration:none;
    padding:11px 20px;border-radius:2px;display:inline-block;transition:transform .16s,background .18s}
  .btn-navy{background:var(--indigo);color:#fff}
  .btn-navy:hover{background:var(--navy);transform:translateY(-1px)}
  .btn-gold{background:var(--gold);color:#211703}
  .btn-gold:hover{background:var(--gold-lt);transform:translateY(-1px)}
  .btn-line{border:1.5px solid var(--line);color:var(--navy)}
  .btn-line:hover{border-color:var(--gold)}
  .menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:2px;
    padding:8px 12px;font-family:var(--display);font-weight:600;font-size:13px;color:var(--navy);cursor:pointer}

  /* page head */
  .phead{position:relative;overflow:hidden;color:#fff;
    background:radial-gradient(110% 120% at 88% 8%,#1B3FA8 0%,rgba(27,63,168,0) 60%),
      linear-gradient(160deg,#080876 0%,#0A1A57 55%,#101F3E 100%)}
  .phead img.sh{position:absolute;right:-70px;top:50%;transform:translateY(-50%);
    width:min(390px,44vw);opacity:.12;filter:saturate(0) brightness(2.6);pointer-events:none}
  .phead-in{position:relative;padding-top:62px;padding-bottom:66px;max-width:760px}
  .crumb{font-family:var(--display);font-size:11.5px;font-weight:600;letter-spacing:.18em;
    text-transform:uppercase;color:var(--mist);margin:0 0 20px}
  .crumb a{text-decoration:none;border-bottom:1px solid rgba(255,255,255,.3)}
  h1{font-family:var(--display);font-weight:800;margin:0;letter-spacing:-.026em;
    font-size:clamp(2.1rem,4.6vw,3.35rem);line-height:1.06}
  .stand{font-size:clamp(1.03rem,1.7vw,1.2rem);color:#D7E2F5;margin:24px 0 0;max-width:56ch}

  /* body layout */
  .cols{display:grid;grid-template-columns:230px 1fr;gap:64px;padding:64px 0 88px;align-items:start}
  .side{position:sticky;top:88px}
  .side h5{font-family:var(--display);font-size:11px;font-weight:700;letter-spacing:.17em;
    text-transform:uppercase;color:var(--gold);margin:0 0 14px}
  .side ul{list-style:none;margin:0 0 30px;padding:0}
  .side li{margin-bottom:2px}
  .side a{display:block;font-family:var(--display);font-size:13.5px;font-weight:600;color:var(--navy);
    text-decoration:none;padding:7px 0 7px 13px;border-left:2px solid var(--line);transition:border-color .18s,color .18s}
  .side a:hover{border-color:var(--gold);color:var(--indigo)}

  article h2{font-family:var(--display);font-weight:800;letter-spacing:-.022em;color:var(--indigo);
    font-size:clamp(1.5rem,2.6vw,2rem);line-height:1.14;margin:52px 0 16px;scroll-margin-top:96px}
  article h2:first-child{margin-top:0}
  article h3{font-family:var(--display);font-weight:700;font-size:1.1rem;color:var(--navy);margin:30px 0 8px}
  article p{margin:0 0 17px;max-width:68ch}
  article p.lead{font-size:1.12rem;color:var(--slate)}
  article ul.body{margin:0 0 18px;padding-left:20px;max-width:66ch}
  article ul.body li{margin-bottom:8px}
  article a.inline{color:var(--navy);text-decoration:none;border-bottom:1.5px solid var(--mist)}
  article a.inline:hover{border-color:var(--gold)}
  .rule{height:1px;background:var(--line);margin:56px 0 0;border:0}

  .pull{border-left:3px solid var(--gold);padding:4px 0 4px 22px;margin:30px 0;
    font-size:1.12rem;line-height:1.55;color:var(--indigo);font-style:italic;max-width:60ch}
  .verse{display:block;font-style:normal;font-family:var(--display);font-size:11.5px;font-weight:600;
    letter-spacing:.14em;text-transform:uppercase;color:var(--slate);margin-top:11px}

  table{border-collapse:collapse;width:100%;margin:24px 0 8px;font-size:.94rem}
  caption{text-align:left;font-family:var(--display);font-size:11.5px;font-weight:700;
    letter-spacing:.14em;text-transform:uppercase;color:var(--gold);padding-bottom:12px}
  th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
  thead th{background:var(--indigo);color:#fff;font-family:var(--display);font-weight:600;
    font-size:12px;letter-spacing:.08em;text-transform:uppercase;border-bottom:0}
  tbody tr:nth-child(even){background:#F3F7FD}
  td.num{font-family:var(--display);font-weight:700;color:var(--indigo)}

  .todo{display:inline-block;font-family:var(--display);font-size:11px;font-weight:700;
    letter-spacing:.1em;text-transform:uppercase;background:#FBEFD2;color:#7A5A0B;
    border:1px solid #E7CE8E;padding:3px 8px;border-radius:2px}
  .note{background:#F3F7FD;border:1px solid var(--line);border-left:3px solid var(--mist);
    padding:20px 24px;margin:28px 0;font-size:.96rem;color:var(--slate)}
  .note b{color:var(--navy);font-family:var(--display);font-size:.94rem}
  .note p:last-child{margin-bottom:0}

  .docs{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:26px 0 0}
  .doc{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);
    border-left:3px solid var(--indigo);padding:16px 18px;text-decoration:none;transition:border-left-color .18s,transform .16s}
  .doc:hover{border-left-color:var(--gold);transform:translateY(-2px)}
  .doc b{font-family:var(--display);font-size:.95rem;color:var(--navy);display:block}
  .doc span{font-size:.83rem;color:var(--slate)}

  .nextprev{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:56px}
  .np{border:1px solid var(--line);border-top:3px solid var(--indigo);background:#fff;
    padding:22px 24px;text-decoration:none;transition:border-top-color .18s,transform .16s}
  .np:hover{border-top-color:var(--gold);transform:translateY(-2px)}
  .np span{font-family:var(--display);font-size:11px;font-weight:700;letter-spacing:.14em;
    text-transform:uppercase;color:var(--gold)}
  .np b{display:block;font-family:var(--display);font-size:1.05rem;color:var(--indigo);margin-top:6px}


  /* partner logo strip */
  .partners{background:#F1F5FC;border-top:1px solid var(--line);padding:44px 0 40px;text-align:center}
  .partners-label{font-family:var(--display);font-size:11px;font-weight:700;letter-spacing:.2em;
    text-transform:uppercase;color:var(--gold);margin:0 0 26px}
  .partners-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:38px 54px}
  .partners-row img{max-height:52px;width:auto;opacity:.72;filter:grayscale(1);
    transition:opacity .2s ease,filter .2s ease}
  .partners-row a:hover img,.partners-row img:hover{opacity:1;filter:none}
  .partners-note{font-size:.86rem;color:var(--slate);margin:28px 0 0}
  @media (max-width:760px){
    .partners{padding:34px 0 30px}
    .partners-row{gap:26px 32px}
    .partners-row img{max-height:38px}
  }
  footer{background:#0B1430;color:#C3D0E8;padding:66px 0 32px;font-size:.93rem}
  .f-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}
  .f-brand img{width:44px;margin-bottom:16px}
  .f-brand p{margin:0 0 6px;color:#98A9C8}
  footer h5{font-family:var(--display);font-size:11.5px;font-weight:700;letter-spacing:.16em;
    text-transform:uppercase;color:#fff;margin:0 0 15px}
  footer ul{list-style:none;margin:0;padding:0}
  footer li{margin-bottom:8px}
  footer a{color:#C3D0E8;text-decoration:none;border-bottom:1px solid transparent;transition:border-color .16s,color .16s}
  footer a:hover{color:#fff;border-color:var(--gold)}
  .f-bottom{margin-top:50px;padding-top:22px;border-top:1px solid rgba(255,255,255,.13);
    display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.83rem;color:#8798B8}

  @media (max-width:960px){
    .cols{grid-template-columns:1fr;gap:0;padding-top:44px}
    .side{position:static;margin-bottom:38px;padding-bottom:26px;border-bottom:1px solid var(--line)}
    .side ul{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:0}
    .side a{border-left:0;border:1px solid var(--line);padding:7px 12px;border-radius:2px}
    .f-top{grid-template-columns:1fr 1fr}
    .docs,.nextprev{grid-template-columns:1fr}
  }
  @media (max-width:760px){
    nav.links{display:none}
    nav.links.open{display:flex;position:absolute;top:100%;left:0;right:0;background:#fff;
      flex-direction:column;gap:0;padding:8px 24px 18px;border-bottom:1px solid var(--line)}
    nav.links.open a{padding:12px 0;border-bottom:1px solid var(--line)}
    .links.open{flex-direction:column;align-items:stretch}
    .links.open .navitem{display:block}
    .links.open .navitem > a{display:block;padding:12px 0;border-bottom:1px solid var(--line)}
    .links.open .dropdown{
      position:static;opacity:1;visibility:visible;transform:none;
      box-shadow:none;border:0;border-left:2px solid var(--mist);min-width:0;
      padding:4px 0 10px 14px;margin:6px 0 10px;
    }
    .links.open .dropdown a{padding:8px 0;font-size:13px;color:var(--slate)}

    .menu-btn{display:block}
    /* stop wide tables forcing the whole page sideways */
    table{display:block;width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
    thead,tbody{display:table;width:100%;min-width:420px}
    /* captions must not be squeezed by the scrolling table */
    table > caption{display:block;width:100%;min-width:0;white-space:normal}
    /* embedded forms must never push the page sideways */
    iframe{width:100%!important;max-width:100%!important}

    .wrap{padding-left:20px;padding-right:20px}
    article{overflow-wrap:break-word}
    h1,h2,h3{overflow-wrap:break-word;hyphens:auto}
    /* the open menu must be able to scroll */
    nav.links.open{
      max-height:calc(100vh - 66px);max-height:calc(100dvh - 66px);
      overflow-y:auto;-webkit-overflow-scrolling:touch;overscroll-behavior:contain;
    }

    .btn.nav-cta{display:none}
    .f-top{grid-template-columns:1fr}
    table{font-size:.86rem}
    th,td{padding:10px 9px}
  }
  @media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
  :focus-visible{outline:2px solid var(--gold);outline-offset:3px}